A Montana Life Insurance Company
Coverage built to live with you.
Big Sky Life Insurance Co. helps families build lasting financial security with whole life protection that grows in value — and works for you during your lifetime, not just after.
Why families choose Big Sky
Permanent whole life coverage designed to do more than pay a claim — it builds value you can use along the way.
Living benefits
Access your policy's value during your lifetime — for college, retirement, or life's unexpected turns.
Tax-free cash growth
Permanent coverage that steadily builds cash value on a tax-advantaged basis.
Increasing dividends
Eligible policies share in annual policy dividends that can grow over time.
Montana strong
Licensed under a Certificate of Authority from the State of Montana, with a home office in Helena.
Our products
Whole life coverage and educational protection, designed for the long term.
Eagle Classic
20-pay whole life with living benefits, tax-free cash accumulation, and increasing dividends.
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Classic Jr.
The same cash-accumulation features with annual dividends, over a 10-year premium period.
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ScholarGuard
Educational protection for young people ages 5–25, created with Specialty Insurance Marketing LLC.
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Family Protector
Accidental death coverage for the whole family — $30/month, up to $300,000, no physical required.
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A Montana company, built on trust.
Big Sky Life Insurance Co. operates under a Certificate of Authority from the State of Montana. Our home office sits in Helena's historic Lion Building, supported by an administrative office in Georgetown, Texas.
About the company →Ready to get started?
Apply online or talk with our team to find the coverage that fits your family.